Attaining Millionaire Status

September 1st, 2010

No, I am not going to tell you about some get rich quick scheme, or how to win the lottery. If you were thinking in that line, then you can stop reading right now. But if you want to learn to legitimately get to millionaire status in the shortest time possible, with hard work and planning, you can keep reading. Before I go on, I would like to say one thing; your current status is in no way a determining factor of whether or not you could be a millionaire. Even if you were not born into a rich family, I guarantee that with the right laid down plans, you can become a millionaire.

I am going to make it as simple and plain as possible; you need to be earning a steady income. You need to save money out of your income for a bigger project; have a millionaire mindset; have no doubt in your mind that you would make it, and invest wisely. That is all you need to do to become a millionaire. And don’t let anybody tell you otherwise, because if you study every millionaire on the face of the earth, they had all this qualities. Maybe not in the order I listed, and maybe a little more, but it is basically the same principles.

So let us start with getting a steady income. I am going to assume the worst case scenario; you do not have a job, which is okay, as long as you do not plan to remain that way. So, from this moment, start looking for where you could get a job that would pay your bills and keep food on your table, and then you are on your way to becoming a millionaire. Make sure you save a proportion of your income, no matter how little you earn. There would always be some money to save if you are determined to do so. So you need to cut off all unnecessary expenses like clothes not needed, drinking, clubbing, and all forms of frivolous lifestyle.

Every day you are at your job, be grateful for having that job, and start dreaming of the life of a millionaire that you would soon start to live. You need to have no doubt in your life that you are going to become that millionaire you dream to become. And then, when the money you are saving is large enough, maybe like 90 dollars, take a portion of it, and invest in yourself, by buying a book or books that would educate you financially. This is one thing a lot of people miss; they spend all those years getting college degrees, and they know nothing about how to get money. Don’t worry, because this kind of education is the cheapest to pay for. With 30 dollars, you could get 3 or more books that would educate you financially, and open your eyes to investment, and business opportunities that you would have never known other wise.

Go for seminars; keep buying books and getting educated financially. Weigh all your options, and a time would come when you would find an investment or business opportunity that you can comfortably go into, based on your expertise or passion, that would give you the highest return on investment. Imagine learning how to triple or even increase in ten folds every money you earn. And while your peers are spending money on expensive shoes, you are turning a $50 investment into a 5 figure business. Yes, that can be done, with the right knowledge, and some time.

When you keep up with this, you would, on your own, discover the secret I am about to reveal to you. Solve peoples problems, and you are on your way to becoming a millionaire. Solve housing problems, shopping problems, health problems, and so on, and people would be chasing you around with their money. I wrote a book some time a go on dealing with a sexual problem. It took me a week to write, and I sell it on the internet. I can say I have made the must of my money from that book, and I keep making money from that same book over and over again, with no further work. You just need to find a problem you know is very common, and would be around for a long time; find a solution to it, and that is your cash cow right there. You would milk it for as long as you are alive.

I guarantee that if you follow these guidelines, and with the right planning, you can become a millionaire in a few years, starting from nothing.

Kayode Odusanya is a writer in the niche of self improvement. He has been writing articles for years in his country Nigeria, to help uplift the countless citizens living below the poverty level.
For more of his works, head over to kaystipstogettingrich.blogspot.com

Save Money by Spending Less

August 31st, 2010

I think one of the factors that stop a lot of people from reaching there goals, or where they want to be financial is their spending habits. See it this way, the way you spend money can be like you using a bowl full of holes to carry water from the tap to a bucket you want to get filled up; you need to stop and mend those holes, or use another bowl without holes if you intend to feel up that bucket.

For you to tackle this problem of overspending in the bid to save money, you have to consider where all the money is going in the first place. I did a research, and I found out that there are five major things people spend money on; food, shelter, communication, transportation, and bad habits. You need to sit back and check yourself to find out which, or whether all this means are the way your money is going. After you do that, make it a task to find a way to tackle it.

The beauty of saving money is that, the more you save the more you would attract to yourself. That principle was discussed in the classic book, “the richest man in Babylon.” Apart from that principle working for you, having money in the bank also makes you feel good and secure, this keeps you vibrating in the positive frequency, which in itself alone, is enough to bring you more prosperity.

If you want to spend less on food and save money, then you need to stop eating out; cook your own food at home, and have a flask to take food with you if you are going to be out a long while. Consider the fact that the food you cook at home is more hygienically prepared compared to some drive-in; use that as an excuse when people laugh at your decision.

For shelter, you could share the cost of house rent by paring up with two or three people to get a 3 bedroom apartment, if you are not married. But if you are married, make sure you keep your spending low on the apartment you get. You don’t need to compare yourself with your peers and get a house that keeps your account in the red. You can always get a modest house, and I advise you use the remaining change saved up for some form of investment that would get you closer to owning your own home in the nearest future. If you must know, the one time richest man in the world “warren buffet”, stays in the same 4 bedroom duplex he purchased over 20 years ago.

To keep your cost down on phone bills, you need to stop making unnecessary long calls, and keep text message sending on the high side instead. You might think those calls don’t cost much, but when they pile up, they become a monster in your life.

For transportation, fuel is now on the high side, so you do not have to keep taking your car out everyday. You could take it out when you are going out with the family, or some of your friends, but it is advisable to take a bus whenever you want to go. It would definitely keep your cost down. In the long run, you would see the benefits.

For bad habits like drug addiction and alcoholism, you need to check into a rehabilitation centre. I think that is the only way you can do this, because you can’t fight it on your on. That huge sum you are spending on getting “high” could be put to some good use, which would get you a natural “high”, so you need to tackle that problem.

Basically, examine your life, and find where you have loopholes to your finances, and fix them; this would help you save more money. And the earlier you do that, the better it would be for you financially, and even emotionally; so make that move today.

Kayode dusanya is a writer in the niche of self improvement. He has been writing articles for years in his country Nigeria, to help uplift the countless citizens living below the poverty level.
For more of his works, head over to http://www.kaystipstogettingrich.blogspot.com

How Emotions Affect the Minds of Millionaires

August 29th, 2010

Here something you may never have thought of. When you are trying to make a decision, ALMOST ALWAYS emotions will win over logic.

Simple example: I want to have a hot fudge sundae. I feel like I deserve it, I feel like I WANT it, I am frustrated with X and this will make me feel better. Now LOGICALLY, we know that the ice cream may give us a temporary high, but it is NOT good for us in the long run, and we will suffer for it later. The sugar let-down, the extra pounds, the clogged arteries and so on. Emotionally, from a feeling standpoint, we WANT it! From a logical view, it is NOT a good choice.

As I said, feelings and emotions generally have more power over us than logic. So, are we stuck with that? NO! We can do two things.

1.Change the way we ACT upon those emotions. This is good, we DO have a choice on how we choose to act. Self-discipline is a big part of that. We can spend some time and energy working on self-discipline and CHOOSING how we will act.

2.We can change our emotions. Impossible, you say? No, not at all. Thoughts lead to feelings. We CAN change our thoughts. At least some of them. You can call it self-programming. You can call it brainwashing (but intentional, voluntary brainwashing). An example of this might be reading and repeating out loud affirmations each morning, such as: I feel energetic today, Today is going to be a wonderful day, Eating healthy food makes me better.

Millionaires have the same emotions as everyone else. But they also learn how to have MORE of the emotions they want, that they like, more positive emotions. This is really easier than it may seem. And, in my opinion, it is certainly easier than having to practice self-discipline and Act in ways that are hard for us, such as turning down the hot fudge sundae.

Here are some techniques:

•Post and read daily positive affirmations- you can find them lots of places- I have a set I use.

•A super easy but very effective was is to listen to a CD or tape at night as you go to sleep that has a recording of positive affirmations. You can buy hypnotic ones or even make your own customized set.

•Surround yourself with positive people who will encourage positive thinking and emotions. TRULY, the attitude of the people around you WILL make a difference in your thinking and emotions. Imagine yourself at a restaurant buffet: If someone says to you, wow, you made really healthy choices- I admire you; you are more likely to CONTINUE to make healthy choices. Compared to the person who says, yeah- we are eating out today- we do not have to stick to any diet!

When you ARE experiencing a negative or unpleasant or unhelpful emotion, allow yourself to feel it, experience it, then banish it. Think of it this way: is this emotion doing me or anyone any good? Do I WANT to have this emotion? CAN I let it go? WILL I let it go? And if you want, then let it go. And it CAN be gone, just like that. Best to replace with some positive emotion in its place.

Here is an example: I am REALLY mad and frustrated with my friend because he said he would X and he did not! He let me down! I am SO angry. Okay, now decide if your anger is serving any purpose? Will it help him change (maybe yes, maybe no, probably not)? Will it help you? (Possibly to see more clearly that this friend is not completely trustworthy.) So get what you can or need from the emotion, then say to yourself: okay, that is done. It is over with, I am letting it go. Now I am going to focus on my OTHER friend, and how wonderful he is and how trustworthy he is. I am lucky to have good friends!

You are not denying the negative experience or emotion, just not going to let it rule you, or remain stuck in your mind. Having it stuck there takes up your energy, which is much better used in other more productive ways.

So, let me encourage you to meet me in person at the upcoming (Oct 15-17) Millionaire Mind Intensive in Minneapolis. Personally think it is a GREAT action to take! It will be a great place to figure out your emotions and reset your financial and emotional blueprint so YOU can become a millionaire. I am Peter Szymanski, the 18 year old TeenageMillionaireExtraordinarie, in the making. http://www.teenagemillionaireextraordinaire.com.